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3DS EMV Processor Readiness


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07/11/2024 20:03 PM

3.0

The following table describes the current state of readiness for payment processors connecting with Visa Acceptance Solutions (including Cybersource).

As with any major change EMV® 3DS authentication, Strong Customer Authentication (SCA) requirements present new challenges that all participants are working to meet.

Implementation dates presented may change as they are dependent on a number of factors, including certification completion and connectivity testing. This table will be updated to reflect changes as they are reported.

 

Processor NameEnterprise Business Center (EBC) Processor NameRegion 3DS 2 availability 
CAS (Test)Production
AIB Merchant Services​aibmsEMEA​LiveLive
Bank of America Merchant Servicesopdbams​EMEA​LiveLive
Barclays Merchant Services​barclays2EMEA​LiveLive
Cardnet InternationalOpdcardnet​EMEA​LiveLive
Chase Paymentech Solutions​smartpayNA​LiveLive
Cielo & Cielo 3.0cieloLAC​LiveLive
Comercio Latino​latinamccLAC​Coming SoonComing Soon
Credit Mutuel CIC Group (CMCIC)​cmcicEMEA​LiveLive
Elavon (CitiMB)​citimbEMEA​LiveLive
Elavon Americas​elavonamericas​NA​Coming SoonComing Soon
FDC Compass​fdccompassNA​LiveLive
FDI Global (North)​fdiglobalNA​LiveLive
FDMS Nashville​smarfdcNA​Coming SoonComing Soon
First Data Merchant Solutions (Europe)​Opdfde​EMEA​LiveLive
GetNet​getnetLAC​LiveLive
Global Payment Networks (GPN)​gpnNA​Coming SoonComing Soon
Global Payments International AcquiringomnipaydirectEMEA​LiveLive
GPX​gpxNA​LiveLive
HBoShbosEMEA​LiveLive
HSBC GlobalPay UK​hsbcEMEA​LiveLive
Ingenico ePayments (Global Collect)​globalcollectEMEA​LiveLive
JCNjcnAPLiveLive
Lloyds-OmniPay​fdcgermanyEMEA​LiveLive
LloydsTSB CardnetcardnetEMEA​LiveLive
Moneris Solutions​monerisNA​LiveLive
Omnipay FDI​omnipayFDIEMEA​LiveLive
Prosa​prosaLAC​Coming SoonComing Soon
Rede​redeLAC​LiveLive
SIX ​sixEMEA​LiveLive
Software Express​softwareexpress​LAC​Coming SoonComing Soon
Streamline​Streamline2EMEA​LiveLive
TSYS (Vital)​vitalNA​Coming SoonComing Soon
Vantiv CNP (Formerly Litle)​vantivcnpNA​Coming SoonComing Soon
Visa Platform Connect (VPC)​ Global​LiveLive

 

Advice for Customers Using the Payer Authentication Service

If you have been running 3DS 1, and either your acquirer or the payment processor is not yet ready for testing of your EMV 3DS service, simply configure Payer Authentication to run 3DS 1 until your acquirer and the processor are ready for EMV 3DS 2. You will still benefit from the 3DS liability shift and issuers can apply risk-based authentication and step-up transactions. This is a workable solution until all parties are ready for EMV 3DS 2.

If you do not support 3DS 1, and your EMV 3DS implementation is ahead of your acquirer or the payment gateway, please contact Client Services for assistance establishing an interim plan for your business.


Additional Information

How do I update to EMV 3DS?

Best practices when processing EMV 3DSecure and 1.0.2 Sunset information



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