Instructions

To use our Electronic Check Services, you must sign up with one of these payment processors:

• Cybersource eCheck Services (For more information, visit our "Getting Started with the eCheck Service" page)
• Chase Paymentech Solutions
• Clover Check Acceptance (formally known as TeleCheck)
• CyberSource Automated Clearing House (ACH) Service

These processors support transactions in U.S. dollars for U.S. bank accounts. Chase Paymentech Solutions also supports Canadian dollars and Canadian bank accounts.

Your processor will provide you with unique identification numbers for your account. You must provide these identification numbers to our Client Services team.

Chase Paymentech Solutions acts as both a processor and a merchant bank, which is a bank that offers accounts for businesses that accept credit card or electronic check payments. If you choose Chase Paymentech Solutions as your ECP, you must also open a check-enabled merchant bank account with them. However, you can set up the account to deposit the electronic check funds you receive directly into your primary account at another bank.

If CyberSource ACH Service is your processor, you need to have a treasury relationship with one of the following Originating Depository Financial Institutions (ODFIs):

• Bank of America
• Wells Fargo

If Clover Check Acceptance is your processor, you do not need to open a check-enabled merchant bank account. Clover Check Acceptance can deposit funds directly into your existing bank account.

After setting up your account with an ECP processor, please contact our Client Services team so they can configure your account to enable Electronic Check Processing services.

For more information about how to process electronic checks, please refer to Appendix B: Processing Electronic Checks Payments in the Business Center User Guide and to the eCheck Services Guide.