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What are Streamline Enhanced Response Codes?


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12/18/2025 18:38 PM

3.0

Streamline Enhanced Response Codes provide an additional level of detail for transactions with Approved, Declined, Referred, Pick-Up Card and Security Failure responses.

This more granular set of response codes – similar to those supplied by card issuers and schemes – enables retailers to understand the reason a response, and take appropriate action to increase sale completion rates.

Contact Streamline/WorldPay to receive the Enhanced Response Codes for a given Merchant ID. No change is required by our Client Services team for this update.
 

 

 

List of Streamline response codes and associated Cybersource response values
Streamline
Response Code		Streamline DefinitionCybersource
RFLAG		Cybersource
RCODE
0Approved or completed successfully SOK100
1Refer to card issuer DCALL201
2Refer to card issuer, special condition DCALL201
3Invalid merchant or service provider DCARDREFUSED203
4Capture card DCARDREFUSED203
5Do not honour DCARDREFUSED203
6Try another cardDCARDREFUSED203
7Pickup card, special condition  (other than lost/stolen card) DCARDREFUSED203
8Transaction approved with ID SOK100
9Request in progress DCARDREFUSED203
10Partial Approval SPARTIALAPPROVAL110
11Approval SOK100
12Invalid transaction DCARDREFUSED203
13Invalid amount (currency conversion field overflow);  or amount exceeds maximum for card program DINVALIDDATA102
14Invalid account number (no such number) DINVALIDCARD231
15Invalid issuer DINVALIDDATA102
19Re-enter transaction DCARDREFUSED203
21No action taken  (unable to back out prior transaction) DCARDREFUSED203
25Unable to locate record in file, or account number is missing from the inquiry ESYSTEM0
28File is temporarily unavailable ESYSTEM0
30Format error ESYSTEM0
39No credit account DCARDREFUSED203
41Pickup card (lost card) DCARDREFUSED203
43Pickup card (stolen card) DCARDREFUSED203
51Insufficient funds DCARDREFUSED203
52No checking account ESYSTEM0
53No savings account ESYSTEM0
54Expired card DCARDEXPIRED202
55Invalid PIN DCARDREFUSED203
57Transaction not permitted to issuer/cardholder DCARDREFUSED203
58Transaction not permitted to acquirer/terminal DCARDREFUSED203
59Suspected fraud DCARDREFUSED203
61Exceeds withdrawal amount limit DCARDREFUSED203
62Restricted card (for example, in Country Exclusion table) DCARDREFUSED203
63Unable to authorise ESYSTEM0
64Unable to authorise DINVALIDDATA102
65Strong Customer Authentication RequiredDCARDREFUSED478
68Time out ESYSTEM0
71PIN Not Changed DCARDREFUSED203
75Allowable number of PIN tries exceeded DCARDREFUSED203
76Unable to locate previous message  (no match on Retrieval Reference number) DNOAUTH242
77Previous message located for a repeat or reversal, but repeat or reversal data are inconsistent with original messageESYSTEM0
78“Blocked, first used”-The transaction is from a new cardholder, and the card has not been properly unblocked. DCARDREFUSED203
79Already reversed DINVALIDDATA102
80Visa transactions: credit issuer unavailable. Private label  and check acceptance: Invalid date DINVALIDDATA102
81PIN cryptographic error found  (error found by VIC security module during PIN decryption) DINVALIDDATA102
82Negative CAM, dCVV, iCVV, or CVV results ESYSTEM0
83STIP cannot approve ESYSTEM0
84Pre-auth time too great DINVALIDDATA102
85No reason to decline a request for account number verification, address verification, CVV2 verification, or a credit voucher or merchandise return SOK100
86Cannot Verify PIN DINVALIDDATA102
87Purchase Amount Only, No Cash Back Allowed SOK100
88Unable to authorise ESYSTEM0
89Ineligible to receive ESYSTEM0
91Issuer unavailable or switch inoperative  (STIP not applicable or available for this transaction) ESYSTEM0
92Destination cannot be found for routing ESYSTEM0
93Transaction cannot be completed; violation of law DINVALIDDATA102
94Duplicate transaction DINVALIDDATA102
96Unable to authorise DCARDREFUSED203
B1Surcharge amount not permitted on Visa cards  (U.S. acquirers only) DINVALIDDATA102
B2Surcharge not supported DINVALIDDATA102
N0Unable to authorise DCARDREFUSED203
N3Cash service not available DCARDREFUSED203
N4Cash back request exceeds issuer limit DCARDREFUSED203
N5Resubmitted transaction over max days limit DINVALIDDATA102
N7Decline for CVV2 failure DCARDREFUSED203
N8Transaction amount greater than pre-authorised approved amount DINVALIDDATA102
P2Invalid biller information DINVALIDDATA102
P5Unable to authorise ESYSTEM0
P6Unable to authorise ESYSTEM0
Q1Card Authentication failed DINVALIDDATA102
R0Stop Payment Order DCARDREFUSED203
R1Revocation of Authorization Order DCARDREFUSED203
R3Revocation of All Authorizations Order DCARDREFUSED203
T0Approval, keep first check SOK100
T1Check OK, no conversion ESYSTEM0
T2Invalid RTTN ESYSTEM0
T3Amount greater than limit ESYSTEM0
T4Unpaid items, failed NEG ESYSTEM0
T5Duplicate check number ESYSTEM0
T6MICR error ESYSTEM0
T7Too many checks ESYSTEM0
W1Declined - multiple exemptions selectedDINVALIDDATA102
W2Declined – selected exemption is invalid for the card brand of the transaction.DINVALIDDATA102
XAForward to issuer DINVALIDDATA102
XDForward to issuer DINVALIDDATA102
Z3Unable to authorise DCARDREFUSED203

 

Additional Information

Refer to What does this response code mean? for explanation of Cybersource reason codes (RCODE).

 



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