Introduction
This article explains how Visa Platform Connect (VPC) response codes map to Cybersource reason codes. Understanding these mappings helps you interpret transaction outcomes and troubleshoot authorization responses.
Understanding Visa Platform Connect
Visa Platform Connect Overview
Visa Platform Connect (VPC), previously known as Visa Direct Connect, Visa DC, or CyberSource through VisaNet (CtV), allows acquiring banks to use Visa’s network as a replacement for a traditional third-party payment processor.
When VPC is active, Visa transactions flow directly through Visa’s network. Non-Visa payment types are routed directly to their networks without intermediary processors.
VPC Response Codes and Cybersource Reason Codes
VPC authorization responses use a response code in ISO field 39. These codes map to Cybersource reason codes and response flags for consistent interpretation across systems.
Refer to the attachment for the complete list of VPC response code definitions and Cybersource mappings. Here is an example.
| VPC Response Code (bit 39) | VPC Description | Cybersource Explanation | Cybersource Response Flag (RFLAG) | Cybersource Reason Code |
|---|---|---|---|---|
| 00 | Approved and completed successfully Accepted and processed | SOK | 100 | |
| 01 | Refer to card issuer | Refer to card issuer | DCALL | 201 |
| 02 | Refer to card issuer, special condition | Refer to card issuer, special condition | DCALL | 201 |
| 03 | Invalid merchant | Invalid merchant | DCARDREFUSED | 203 |
Frequently Asked Questions
- What is Visa Platform Connect?
Visa Platform Connect is a program that allows acquiring banks to use Visa’s network instead of a traditional third-party payment processor. - How do VPC response codes map to Cybersource reason codes?
Each VPC response code in ISO field 39 is mapped to a Cybersource reason code and response flag. This mapping ensures consistent interpretation of transaction outcomes across systems. - Where can I find the complete list of code mappings?
You can refer to the attachment for the full list of VPC response code definitions and Cybersource mappings.